Women are getting richer than men
Thursday 21st of March 2019
According to research women now control 30% of the world’s wealth, up from 25% held five years ago. Women are also expected to see their wealth grow 7% faster than men until 2020, this is a result of women acquiring more wealth through inheritance, but they are also making their own money by becoming entrepreneurs and running their own successful businesses.
Both men and women believe that ISAs are an important saving product, however there is still a gender gap on savings. A contributing factor to this gender gap is the difference in att...
Spring Statement 2019
Monday 18th of March 2019
Key dates for 2019
Friday 15th of March 2019
1 April
National Living Wage (for age 25+) rises to £8.21.
National Minimum Wage rises to £7.70 (21 - 24-year olds), £6.15 (18 - 20-year olds), £4.35 (16 - 17-year olds), and £3.90 (apprentices under 19 or in the first year of their apprenticeship).
Council tax bills rise up to 4.99%
Universal Credit for households with children and those with disabilities will to go up £1,000.
5 April
End of the 2018/19 tax year. Have you used all your allowances?
6 April
Start of the 2019/20 tax year
ISA allowance remains at £20,000
Junior ISA allowance go...
Don't forget to use you 2018/19 ISA allowance
Tuesday 12th of March 2019
Get in touch today to use your remaining ISA allowance for 2018/19 before time runs out.
How we work with you
Monday 11th of March 2019
Which did you update more recently: Your phone, or your life insurance?
Tuesday 5th of March 2019
If you answered ‘phone’, we wouldn’t be surprised. After all, it has been estimated in 2022 around 53.9million people will be using smart phones in the UK, an increase of 12million since 20151.
Your phone is so important to you that you probably upgrade it regularly too, to reflect your changing needs.
But, do you do the same with your life insurance?
“Why would I need to update my insurance?”
Life may have changed since you last bought or reviewed your life insurance. You may have had children, moved to a new house, or your income may h...
Calculating your content insurance needs
Tuesday 26th of February 2019
Did you know? The average value of contents in a three bedroom family home is estimated at £55,000.
Click on the image below to download our contents insurance calculator.
Go through every room - including the loft, garage, cellar and shed - and write down the cost to replace every item.
Choosing the right type of cover to protect you and your family is important
Monday 25th of February 2019
Act now to ensure you remain protected
Making sure you and your family are financially protected should something unexpected happen is one of the most valuable things you can do and will help you avoid a financial crisis.
So what type of cover is right for you?
- Term Insurance pays out a lump sum if you die within the agreed ‘term’ (the amount of time you have chosen to be covered for). Suitable for mortgage protection or while children are financially dependent on you.
- Critical Illness Insurance pays out a tax-free lump sum on the...
Mortgage Advice Guide
Monday 18th of February 2019
Whether buying your first home, buying to let, or remortgaging it’s a big commitment. our Mortgage Advice Guide aims to help you understand what you need to think about making you feel more confident about your financial decisions.
Making the most of your pension savings
Wednesday 13th of February 2019
Thanks to there being no major changes announced to pensions in the October 2018 Budget you can continue to pay into your pension over the next 12 months without any surprises to knock you off track.
This does, however, present a great time for you to review your pension savings. Are you confident you’re saving enough to support the lifestyle you want in retirement? Put simply, a pension is a long-term savings plan which grows over time and provides you with an income to see you through your retirement.
There are many benefits to paying ...
